Posts Jul 13 Author By Matt Schiff Categories 409A, COLI, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits, Phantom Stock NQDC Executive Benefits: The Complete Guide to Nonqualified Deferred Compensation Plans Jul 07 Author By Matt Schiff Categories 409A, Deferred Compensation, Executive Benefits What Is 409A? Plans It Impacts, and the Cost of Getting It Wrong Jun 30 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Lifestyle, Retirement Decanting Assets: Turning Your Portfolio Into Retirement Income You Can’t Outlive Jun 30 Author By Matt Schiff Categories Executive Benefits, Owner Benefits, Retention Executive Benefits: The Business Owner’s Guide to Rewarding and Retaining Key Talent Jun 29 Author By Matt Schiff Categories Bank Owned Life Insurance, COLI, Corporate Owned Life Insurance, Deferred Compensation The Right Tool for the Right Job: BOLI for Banks, COLI for Corporations Jun 26 Author By Matt Schiff Categories 457(f), Deferred Compensation, Retention Deferred Compensation in Not-for-Profits: 457(b), 457(f), and the $1M Excise Tax Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, Executive Benefits, Life Insurance Institutional Indexed Universal Life (IIUL) Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Hybrid Account Universal Life BOLI Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Separate Account Universal Life BOLI Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance General Account Universal Life BOLI Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Private Placement Life Insurance (PPLI): A Tax-Smart Asset for the Sophisticated Executive Jun 26 Author By Matt Schiff Categories Corporate Owned Life Insurance, Executive Benefits, Life Insurance Term Life Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, Executive Benefits, Life Insurance Whole Life Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Indexed Universal Life (IUL) Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Variable Universal Life (VUL) Jun 26 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance Institutional Corporate Owned Life Insurance (iCOLI) Jun 26 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance COLI FAQs: Everything Business Owners Need to Know About Corporate Owned Life Insurance Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Owner Benefits Section 162 Bonus Plan: The Executive Bonus Strategy Every Business Owner Should Know Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Our BOLI Process Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Supplemental Executive Retirement Plans (SERP) : Design Your Executive Pension Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Employer-Funded NQDC Plans : Discretionary Executive Benefits Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement 401(k) Mirror Plan : Employee-Funded Nonqualified Deferred Compensation Jun 26 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Retention Split Dollar Architecture: SOX, 409A, and the Strategic Loan Jun 25 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Deferred Compensation, Life Insurance BOLI: Bank Owned Life Insurance Explained Jun 25 Author By Matt Schiff Categories Deferred Compensation, Owner Benefits, Retirement Deferred Compensation Plans: A Complete Guide to NQDC for Business Owners Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention The Business Transition Checklist: Aligning Talent for a Successful Sale Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The ROI of Retention: Why Tax-Optimized Benefits Cost the Company Less Than a Raise Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock Phantom Stock: Technical Deep Dive into 409A and COLI Funding Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock Ownership Without Dilution: The Phantom Stock Playbook Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement NQDC Plans Explained in Under 3 Minutes Jun 23 Author By Matt Schiff Categories 409A, Deferred Compensation, Executive Benefits, Retention 409A Nonqualified Deferred Compensation Plans: Compliance, Design, and Strategy Jun 22 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement The 401(k) Mirror Plan: Employer-Funded Nonqualified Deferred Compensation Done Right Jun 19 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The 5-Year Countdown: A Strategic Retirement Checklist for High-Earning Executives Jun 18 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance Corporate Owned Life Insurance (COLI): Strategic Financial Security Jun 18 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Split Dollar Architecture: The Masterclass in Executive Wealth Design Jun 17 Author By Matt Schiff Categories Deferred Compensation, Income Maximization, Retirement The Immediate Paycheck: 3 Steps to Turn Your 401(k) and NQDC into Guaranteed Income Tomorrow Jun 16 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Phantom Stock: How to Give Non-Owners an Ownership Feel (Without Giving Away the Keys) Jun 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Retirement The $150K Income Cliff: How to Turn Your 401(k) into a Guaranteed Paycheck (and a Playcheck) Jun 14 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits The Peace of Mind Tax: Turning Your Biggest Anxieties into Assets Jun 13 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits The Legacy You Didn’t Know You Were Building Jun 12 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The Weight of the Chair: What They Don’t Tell You About Becoming the Owner Jun 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Strategic Discipline: Why NQDCs are Indispensable in 2026 Jun 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The 2.3x Loyalty Multiplier: Why Benefit Clarity is the New Gold Standard Jun 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The Executive Comprehension Crisis: Why 71% of Your Leadership is in the Dark Jun 08 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Your Biggest Asset: Valuing Your Business and Aligning Key Talent for a Future Sale Jun 07 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits Beyond Benchmarking: The Strategic Path to BOLI Optimization Jun 06 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Retirement Made Simple: Securing 100% Income for Your Executive Legacy Jun 05 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits BOLI Benchmarks: Does Your Bank Have an Optimized Strategy? Jun 04 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits SERP + COLI: The Math Behind 100% Cost Recovery for Executive Benefits Jun 03 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement The Perfect Plan®: Why ‘Reverse Engineering’ is the Key to Executive Retention Jun 02 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The $360,000 Compensation Cap: Why Your Top Executives Are Falling Off a Retirement Cliff Jun 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The Perfect Plan®: Engineering 100% Income for Life’s ‘What Ifs’ May 31 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The SERP Strategy: Bridging the Executive Retirement Gap May 30 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The Cost Recovery Engine: How Informal Funding Protects Your Bottom Line May 28 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Retention The REBA Blueprint: Golden Handcuffs Your Executives Actually Want May 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Beyond the Cap: Why Your Top Talent Needs a 401(k) Mirror Plan May 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock: The Technical Architecture of Executive Retention May 21 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Retirement Is Your Bank Above or Below the BOLI Average? May 21 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement Why Everyone Is Talking About NQDC Participation (And Why Your Key Talent Should Too) May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Retirement Made Simple: The Strategy of Fixed Cash Flow Planning May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance 100% Protection: Why Standard Life Insurance Isn’t Enough for Top Executives May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Ownership Feel Without Giving Up Equity: The Power of Phantom Stock May 18 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Bridging the Gap: Ensuring 100% Income for a Worry-Free Retirement May 15 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Retirement The Friday Wrap: BOLI Compliance and the Power of the 401(k) Mirror May 12 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits 7 BOLI Compliance Mistakes Your Board Is Making (And How to Fix Them) May 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Phantom Stock: Creating an Ownership Feel Without Giving Away the Farm May 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement The Ultimate Guide to SERP: How to Reward Talent and Recover 100% of the Cost May 08 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement 7 Mistakes You’re Making with Executive Retention (and How REBA Can Fix Them) May 07 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement SERP vs. NQDC: Which is Right for Your Key Talent? May 06 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement What is The Perfect Plan®? May 05 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Does Your 401(k) Really Matter? Why Executives Need a Mirror Plan in 2026 May 05 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retention, Retirement The Mirror Plan: Turning 401(k) Limits into Golden Handcuffs May 04 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Executive Retention & Benefit Security Analysis: Burkenroad Report Insights (Part 1) May 02 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Life Insurance ICOLI Peer Review Analysis May 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation Apr 30 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention From $5M to $500M: The Systems Behind Smarter Retention Apr 29 Author By Matt Schiff Categories 457(f), Bank Owned Life Insurance, BOLI, Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Life Insurance, Owner Benefits, Phantom Stock, Retention, Retirement, Tax Exempt Organizations, Trust Owned Life Insurance Registration is Live: The 2026 IBC Study Group in New Orleans Apr 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Income Maximization, Life Insurance, Long Term Care, Owner Benefits, Tax Exempt Organizations, Trust Owned Life Insurance Register for The 2026 Independent Bank/Corporate (IBC) Owned Life Insurance Study Group Apr 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Matthew E. Schiff: A Legacy of Protection and The Architect of The Perfect Plan® Apr 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement Portable Peace of Mind: Why ‘Leased’ Benefits Are Your Family’s Weakest Link Apr 19 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Retirement The Executive Sandwich: Why Your Career Peak is Often Your Family’s Riskiest Decade Apr 15 Author By Matt Schiff Categories Bank Owned Life Insurance, Deferred Compensation, Executive Benefits Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation Apr 15 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Owner Benefits Double Duty Dollars: Why Mass-Market Advice Fails the High-Net-Worth Business Owner Apr 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement Selective Retention: The Strategic Use of ‘Discriminatory’ Profit Sharing Apr 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention The 63% Exit Wave: Navigating the Business Owner’s Dilemma Apr 15 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The 2008 Plan Trap: Why 409A Compliance Still Haunts Executive Benefits Apr 15 Author By Matt Schiff Categories Bank Owned Life Insurance, Deferred Compensation, Executive Benefits Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation Apr 15 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The Executive Sandwich Part 3: Caring for Aging Parents Without Draining Your Legacy Apr 15 Author By Matt Schiff Categories Deferred Compensation, Income Maximization, Retirement Retirement Paycheck Design: Where Should Your Income Come From First? Apr 15 Author By Matt Schiff Categories Deferred Compensation, Owner Benefits, Retirement Beyond the 401(k) Cap: Solving the Executive College Funding Gap Apr 13 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Retirement The Tulane Strategy: Coaching Your Executive Team to a Win Apr 12 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Retention Looking for Higher Coverage? 5 Things You Should Know About New Executive Underwriting Limits Apr 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The 401(k) Cap Problem: How a ‘Mirror’ Plan Rewards Your Best People Apr 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention The 5 ‘What Ifs’ That Keep Business Owners Awake at Night Apr 09 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Owner Benefits The Business Owner’s Guide to Buy/Sell Arrangements: Protecting Your Legacy from the “What Ifs” Apr 08 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Retention Beyond the Spreadsheet: Using Emotional Intelligence to Build a Benefit Culture Apr 07 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement Beyond the Traditional SERP: Why the SERP-PLUS Model is the Future of Executive Retention Apr 06 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits What is iCOLI? How Insurance Companies Optimize Capital with ICOLI Programs Apr 04 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement How to Choose the Best Executive LTC Strategy: Riders vs. Standalone Coverage Apr 03 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance The Ultimate Guide to BOLI: Everything You Need to Succeed with Bank-Owned Life Insurance Apr 02 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Life Insurance Are You Making These Common Buy-Sell Mistakes? (The Life Insurance Warning You Need) Apr 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock vs. Real Equity: Which Is Better for Your Business? Apr 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retirement The Business Owner’s Secret: How to Build Personal Wealth Using Corporate Dollars Tax-Efficiently Mar 31 Author By Matt Schiff Categories 409A, Deferred Compensation, Employee Retention, Executive Benefits, Phantom Stock, Retention Executive Benefits Guide to Attracting and Retaining Key Talent Mar 31 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement 7 Mistakes You’re Making with NQDC Plans (and How to Fix Them) Mar 30 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Corporate Owned Life Insurance, Deferred Compensation 7 Mistakes You’re Making with Your COLI/BOLI Portfolio (and How to Fix Them) Mar 28 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention SEC Rule 701 Update: What Every Private Company with $10M+ in Equity Grants Needs to Know Now Mar 27 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Scaling Your Legacy: How Specialized Benefits Support Each Stage of Ownership Mar 27 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Retirement 401(k) Vs. 401(k) Mirror Plan: Which Is Better for Your High-Earners in 2026? Mar 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention Building, Growing, Exiting: A Roadmap for the Modern Business Owner Mar 26 Author By Matt Schiff Categories Business Succession, Deferred Compensation, Executive Benefits, Phantom Stock The Ultimate Guide to Phantom Stock Plans: Everything You Need to Succeed in Business Succession Mar 25 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The ROI of Retention: Why Tax-Optimized Benefits Cost the Company Less Than a Raise Mar 25 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement Why Your Retention Strategy Must Change as Your Business Matures Mar 24 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Owner Benefits, Retirement The Business Owner’s Journey: Planning for Every “What If” Stage Mar 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retention The Perfect Plan®: How Split Dollar and REBA Create Win-Win Executive Retention Mar 23 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits From Startup to Succession: How Your Executive Benefit Needs Evolve Mar 23 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Why Goal-Oriented Reverse Engineering Will Change the Way You Design NQDC Plans Mar 19 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Top Hat Plan Filing: The 120-Day Deadline You Can’t Afford to Miss Mar 18 Author By Matt Schiff Categories Deferred Compensation, Estate Planning, Life Insurance, Owner Benefits 100% Protection, 0% Tax Headache: Modernizing Your Life Insurance Buy/Sell Agreement Mar 15 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retention 10 Reasons Your NQDC Plan Isn’t Retaining People (And How to Fix It) Mar 12 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement Why Everyone Is Talking About Split Dollar Life Insurance (And You Should Too) Mar 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Tax-Smart Exit Strategies: Using Executive Benefits to Fund Your Succession Mar 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock vs. Real Equity: Retaining Key Talent Without Dilution Oct 20 Author By Matt Schiff Categories Uncategorized The Immediate Family (The music of a generation – ’70’s, 80’s and 90’s) Sep 17 Author By Matt Schiff Categories Life Insurance, Long Term Care, Retirement The Perfect Plan Podcast™ Episode 12 of 2025 (#22 Overall) – A Client Case Study in planning Aug 27 Author By Matt Schiff Categories Business Succession, Life Insurance, Lifestyle, Retirement, Trust Owned Life Insurance The Perfect Plan Podcast™ Episode 11 – Family Wealth/HNW/International Planning us Tax Smart Assets Jul 30 Author By Matt Schiff Categories Business Succession, Employee Retention, Owner Benefits, Retirement The Perfect Plan Podcast™ – Episode 10 – RISR – What is your Business Worth? Jul 23 Author By Matt Schiff Categories Health The Perfect Plan Podcast™ – Episode 9 – Healthcare Advocacy vs Concierge Medicine May 13 Author By Matt Schiff Categories Life Insurance, Lifestyle The Perfect Plan™ Episode 8 – A Plan to Cover Your Loved Ones Apr 29 Author By Matt Schiff Categories Employee Retention, Owner Benefits The Perfect Plan Podcast™ Episode 7 – Aligning Employees and the Culture of your Business with Profitability Apr 21 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Owner Benefits, Retirement The Perfect Plan™ Podcast – Episode 6 – How would you design your Perfect Plan™ Apr 05 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Income Maximization, Life Insurance, Long Term Care, Owner Benefits, Tax Exempt Organizations, Trust Owned Life Insurance Register for The 2025 Independent Bank/Corporate (IBC) Owned Life Insurance Study Group Mar 30 Author By Matt Schiff Categories Income Maximization, Lifestyle, Retirement The Perfect Plan Podcast™ – Episode 5 – How to Build Wealth – By Increasing Your Savings Rate Mar 03 Author By Matt Schiff Categories Executive Benefits, Life Insurance, Long Term Care, Retirement Long Term Care “Coverage” and how best to plan for it (Insurance, Annuities, Oh My!) Feb 26 Author By Matt Schiff Categories Deferred Compensation, Life Insurance, Owner Benefits, Retirement The Perfect Plan™ Podcast – Episode 4 – The Man behind “Bobby Bonilla Day – July 1st” Feb 16 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, SEB News Episode 3 (The Perfect Plan™) – Schiff Executive Benefits (SEB) Joins The Ridgeback Group (RBG) Feb 07 Author By Matt Schiff Categories SEB News Episode 2 (2025) – The Perfect Plan™ Podcast with Special Guest Nancy Schiff (CMO) Jan 17 Author By Matt Schiff Categories Executive Benefits, Retirement The Perfect Plan™ Podcast 2025 Dec 03 Author By Matt Schiff Categories Business Succession, Executive Benefits, Income Maximization, Owner Benefits, Retirement End of Year Planning – The Business Owner’s Guide to Timing of Possible Deductions Aug 26 Author By Matt Schiff Categories Business Succession, Estate Planning, Owner Benefits, Retirement The Perfect Plan™ – Episode 10 (The Business Owner’s Dilemma – Ali Nasser) Aug 05 Author By Matt Schiff Categories Retirement The Stock Market and You! Jul 26 Author By Matt Schiff Categories Health, Life Insurance, Lifestyle Life Saving Early Cancer Detection and Healthy Lifestyle Choices with Lindsay Hanson of John Hancock Jul 24 Author By Matt Schiff Categories Business Succession, Employee Retention, Executive Benefits, Owner Benefits, Retention, Retirement How much is your business worth? Jul 04 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits Designing the Perfect Plan™ – How does yours look? Jun 18 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Estate Planning, Executive Benefits, Health, Life Insurance, Owner Benefits, Trust Owned Life Insurance Underwriting – The “secret sauce” to get the best rate possible May 29 Author By Matt Schiff Categories Business Succession, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Owner Benefits, Retirement ESOP – Employee Stock Ownership Plan – A way to Monetize your largest asset May 08 Author By Matt Schiff Categories Estate Planning, Owner Benefits, Retirement Wealth Management – Personal Finance and the Department of Labor with Jamie Hopkins Apr 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits, Retention, Retirement Employee Retention in 2024 Apr 25 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Estate Planning, Executive Benefits, Owner Benefits, Retirement, Trust Owned Life Insurance Collaborative Practice Meeting – May 15th/16th Apr 22 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Retirement How to Retire Happy – Regardless of your Age Apr 04 Author By Matt Schiff Categories Uncategorized Save Early – What everyone should do and how it impacts you later in life Apr 04 Author By Matt Schiff Categories SBG News Our Education Podcasts – Are Up – The Story Behind SEB Feb 20 Author By Matt Schiff Categories Income Maximization, Life Insurance, Owner Benefits, Retirement Life Insurance as an Asset Class Feb 08 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Life Insurance Register for The Independent Bank/Corporate (IBC) Owned Life Insurance Study Group Jan 10 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Executive Benefits, Owner Benefits Latest Trends in Executive Benefits – The SEB December 2023 Newsletter Jun 20 Author By Matt Schiff Categories Uncategorized Study Group Announcement – New Orleans – Nov 5-7th, 2023 Dec 15 Author By Matt Schiff Categories Life Insurance What to know before buying Life Insurance Feb 15 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Retention Ready for the Great Talent Resignation? Oct 22 Author By Matt Schiff Categories Estate Planning, Owner Benefits Estate Planning iDEAS for 2021 and Beyond Oct 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Phantom Stock, Retirement Sample Phantom Stock Plan Jul 30 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retirement, Uncategorized Covid, 401K’s and Cash Flow Feb 09 Author By Matt Schiff Categories Income Maximization, Retirement Income for Life Jan 15 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Income Maximization, Uncategorized The “perfect” plan Dec 18 Author By Matt Schiff Categories Executive Benefits, Life Insurance, Owner Benefits Buy/Sell Insurance – How to do it for the least out of pocket Dec 16 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Uncategorized Why you should have Long Term Care Insurance Dec 16 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Retention Retain your Key People with “Ownership” Like Benefits Dec 16 Author By Matt Schiff Categories Life Insurance Discount on Life Insurance Nov 11 Author By Matt Schiff Categories 457(f), Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Uncategorized NQDC (409A) – Deferred Compensation – A Short Overview – You Tube Aug 11 Author By Matt Schiff Categories Deferred Compensation Suits – The Interview May 01 Author By Matt Schiff Categories 457(f), Deferred Compensation, Employee Retention, Executive Benefits, Tax Exempt Organizations, Uncategorized IRS Guidance Regarding the Section 4960 Excise Tax Is (Somewhat) Helpful Dec 05 Author By Matt Schiff Categories Executive Benefits, SBG News Matthew E. Schiff, CLU, ChFC Named to American College Alumni Board of Directors Feb 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Uncategorized MDRT Audio Presentation from the 2017 Annual Meeting Jayne Schiff Inducted into American College Hall of Fame. Nov 20 Aug 14 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits 2017 Million Dollar Round Table Annual Meeting Pictures Jul 30 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Phantom Stock Phantom Stock Plans Jun 12 Author By Matt Schiff Categories Employee Retention, ESOP - Employee Stock Ownership Plan, Owner Benefits Employee Stock Ownership Plan – ESOP Overview Jun 19 Author By Matt Schiff Categories Deferred Compensation, Employee Retention PLANSPONSOR.com – Use of NQDC Plans At AllTime High Apr 19 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits myNQDC.com Latest Updates – April 2012 Sep 07 Author By Matt Schiff Categories Bank Owned Life Insurance, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance Death, Taxes, and Relationships Sep 07 Author By Matt Schiff Categories Corporate Owned Life Insurance, Executive Benefits, Income Maximization, Life Insurance, Retirement, Trust Owned Life Insurance The Future of Life Insurance Jul 12 Author By Matt Schiff Categories Uncategorized The Future Impact of ObamaCare on companies and their employees !?! May 21 Author By Matt Schiff Categories 457(f), Deferred Compensation AALU Washington Report Bulletin 11-46 – PLR 201117001 Aug 17 Author By Matt Schiff Categories Executive Benefits, Retirement Executive Benefits Client Questions Aug 17 Author By Matt Schiff Categories Executive Benefits, Retention, Retirement Executive Benefits Plan Design Questionnaire Aug 17 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Retirement Overcoming Retirement Plan Contribution Limitations in Mid Sized Corporations (A Sample Case) Aug 17 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Retention, Retirement Attraction and Retention of the Key Employee
Jul 13 Author By Matt Schiff Categories 409A, COLI, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits, Phantom Stock NQDC Executive Benefits: The Complete Guide to Nonqualified Deferred Compensation Plans
Jul 07 Author By Matt Schiff Categories 409A, Deferred Compensation, Executive Benefits What Is 409A? Plans It Impacts, and the Cost of Getting It Wrong
Jun 30 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Lifestyle, Retirement Decanting Assets: Turning Your Portfolio Into Retirement Income You Can’t Outlive
Jun 30 Author By Matt Schiff Categories Executive Benefits, Owner Benefits, Retention Executive Benefits: The Business Owner’s Guide to Rewarding and Retaining Key Talent
Jun 29 Author By Matt Schiff Categories Bank Owned Life Insurance, COLI, Corporate Owned Life Insurance, Deferred Compensation The Right Tool for the Right Job: BOLI for Banks, COLI for Corporations
Jun 26 Author By Matt Schiff Categories 457(f), Deferred Compensation, Retention Deferred Compensation in Not-for-Profits: 457(b), 457(f), and the $1M Excise Tax
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, Executive Benefits, Life Insurance Institutional Indexed Universal Life (IIUL)
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Hybrid Account Universal Life BOLI
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Separate Account Universal Life BOLI
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance General Account Universal Life BOLI
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Private Placement Life Insurance (PPLI): A Tax-Smart Asset for the Sophisticated Executive
Jun 26 Author By Matt Schiff Categories Corporate Owned Life Insurance, Executive Benefits, Life Insurance Term Life
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, Executive Benefits, Life Insurance Whole Life
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Indexed Universal Life (IUL)
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance Variable Universal Life (VUL)
Jun 26 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance Institutional Corporate Owned Life Insurance (iCOLI)
Jun 26 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance COLI FAQs: Everything Business Owners Need to Know About Corporate Owned Life Insurance
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Owner Benefits Section 162 Bonus Plan: The Executive Bonus Strategy Every Business Owner Should Know
Jun 26 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance Our BOLI Process
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Supplemental Executive Retirement Plans (SERP) : Design Your Executive Pension
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Employer-Funded NQDC Plans : Discretionary Executive Benefits
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement 401(k) Mirror Plan : Employee-Funded Nonqualified Deferred Compensation
Jun 26 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Retention Split Dollar Architecture: SOX, 409A, and the Strategic Loan
Jun 25 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Deferred Compensation, Life Insurance BOLI: Bank Owned Life Insurance Explained
Jun 25 Author By Matt Schiff Categories Deferred Compensation, Owner Benefits, Retirement Deferred Compensation Plans: A Complete Guide to NQDC for Business Owners
Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention The Business Transition Checklist: Aligning Talent for a Successful Sale
Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The ROI of Retention: Why Tax-Optimized Benefits Cost the Company Less Than a Raise
Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock Phantom Stock: Technical Deep Dive into 409A and COLI Funding
Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock Ownership Without Dilution: The Phantom Stock Playbook
Jun 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement NQDC Plans Explained in Under 3 Minutes
Jun 23 Author By Matt Schiff Categories 409A, Deferred Compensation, Executive Benefits, Retention 409A Nonqualified Deferred Compensation Plans: Compliance, Design, and Strategy
Jun 22 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement The 401(k) Mirror Plan: Employer-Funded Nonqualified Deferred Compensation Done Right
Jun 19 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The 5-Year Countdown: A Strategic Retirement Checklist for High-Earning Executives
Jun 18 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Life Insurance Corporate Owned Life Insurance (COLI): Strategic Financial Security
Jun 18 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Split Dollar Architecture: The Masterclass in Executive Wealth Design
Jun 17 Author By Matt Schiff Categories Deferred Compensation, Income Maximization, Retirement The Immediate Paycheck: 3 Steps to Turn Your 401(k) and NQDC into Guaranteed Income Tomorrow
Jun 16 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Phantom Stock: How to Give Non-Owners an Ownership Feel (Without Giving Away the Keys)
Jun 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Retirement The $150K Income Cliff: How to Turn Your 401(k) into a Guaranteed Paycheck (and a Playcheck)
Jun 14 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits The Peace of Mind Tax: Turning Your Biggest Anxieties into Assets
Jun 13 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits The Legacy You Didn’t Know You Were Building
Jun 12 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The Weight of the Chair: What They Don’t Tell You About Becoming the Owner
Jun 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Strategic Discipline: Why NQDCs are Indispensable in 2026
Jun 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The 2.3x Loyalty Multiplier: Why Benefit Clarity is the New Gold Standard
Jun 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The Executive Comprehension Crisis: Why 71% of Your Leadership is in the Dark
Jun 08 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Your Biggest Asset: Valuing Your Business and Aligning Key Talent for a Future Sale
Jun 07 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits Beyond Benchmarking: The Strategic Path to BOLI Optimization
Jun 06 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Retirement Made Simple: Securing 100% Income for Your Executive Legacy
Jun 05 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits BOLI Benchmarks: Does Your Bank Have an Optimized Strategy?
Jun 04 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits SERP + COLI: The Math Behind 100% Cost Recovery for Executive Benefits
Jun 03 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement The Perfect Plan®: Why ‘Reverse Engineering’ is the Key to Executive Retention
Jun 02 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The $360,000 Compensation Cap: Why Your Top Executives Are Falling Off a Retirement Cliff
Jun 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The Perfect Plan®: Engineering 100% Income for Life’s ‘What Ifs’
May 31 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The SERP Strategy: Bridging the Executive Retirement Gap
May 30 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The Cost Recovery Engine: How Informal Funding Protects Your Bottom Line
May 28 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Retention The REBA Blueprint: Golden Handcuffs Your Executives Actually Want
May 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Beyond the Cap: Why Your Top Talent Needs a 401(k) Mirror Plan
May 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock: The Technical Architecture of Executive Retention
May 21 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Retirement Is Your Bank Above or Below the BOLI Average?
May 21 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement Why Everyone Is Talking About NQDC Participation (And Why Your Key Talent Should Too)
May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Retirement Made Simple: The Strategy of Fixed Cash Flow Planning
May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance 100% Protection: Why Standard Life Insurance Isn’t Enough for Top Executives
May 21 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Ownership Feel Without Giving Up Equity: The Power of Phantom Stock
May 18 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Bridging the Gap: Ensuring 100% Income for a Worry-Free Retirement
May 15 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Retirement The Friday Wrap: BOLI Compliance and the Power of the 401(k) Mirror
May 12 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Executive Benefits 7 BOLI Compliance Mistakes Your Board Is Making (And How to Fix Them)
May 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Phantom Stock Phantom Stock: Creating an Ownership Feel Without Giving Away the Farm
May 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement The Ultimate Guide to SERP: How to Reward Talent and Recover 100% of the Cost
May 08 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement 7 Mistakes You’re Making with Executive Retention (and How REBA Can Fix Them)
May 07 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement SERP vs. NQDC: Which is Right for Your Key Talent?
May 06 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement What is The Perfect Plan®?
May 05 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Does Your 401(k) Really Matter? Why Executives Need a Mirror Plan in 2026
May 05 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retention, Retirement The Mirror Plan: Turning 401(k) Limits into Golden Handcuffs
May 04 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Executive Retention & Benefit Security Analysis: Burkenroad Report Insights (Part 1)
May 02 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Life Insurance ICOLI Peer Review Analysis
May 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation
Apr 30 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention From $5M to $500M: The Systems Behind Smarter Retention
Apr 29 Author By Matt Schiff Categories 457(f), Bank Owned Life Insurance, BOLI, Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Life Insurance, Owner Benefits, Phantom Stock, Retention, Retirement, Tax Exempt Organizations, Trust Owned Life Insurance Registration is Live: The 2026 IBC Study Group in New Orleans
Apr 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Income Maximization, Life Insurance, Long Term Care, Owner Benefits, Tax Exempt Organizations, Trust Owned Life Insurance Register for The 2026 Independent Bank/Corporate (IBC) Owned Life Insurance Study Group
Apr 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention Matthew E. Schiff: A Legacy of Protection and The Architect of The Perfect Plan®
Apr 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement Portable Peace of Mind: Why ‘Leased’ Benefits Are Your Family’s Weakest Link
Apr 19 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Retirement The Executive Sandwich: Why Your Career Peak is Often Your Family’s Riskiest Decade
Apr 15 Author By Matt Schiff Categories Bank Owned Life Insurance, Deferred Compensation, Executive Benefits Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation
Apr 15 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Owner Benefits Double Duty Dollars: Why Mass-Market Advice Fails the High-Net-Worth Business Owner
Apr 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement Selective Retention: The Strategic Use of ‘Discriminatory’ Profit Sharing
Apr 15 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention The 63% Exit Wave: Navigating the Business Owner’s Dilemma
Apr 15 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The 2008 Plan Trap: Why 409A Compliance Still Haunts Executive Benefits
Apr 15 Author By Matt Schiff Categories Bank Owned Life Insurance, Deferred Compensation, Executive Benefits Celebrating 20 Years of Schiff Executive Benefits: A Technical Legacy of Innovation
Apr 15 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits The Executive Sandwich Part 3: Caring for Aging Parents Without Draining Your Legacy
Apr 15 Author By Matt Schiff Categories Deferred Compensation, Income Maximization, Retirement Retirement Paycheck Design: Where Should Your Income Come From First?
Apr 15 Author By Matt Schiff Categories Deferred Compensation, Owner Benefits, Retirement Beyond the 401(k) Cap: Solving the Executive College Funding Gap
Apr 13 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Retirement The Tulane Strategy: Coaching Your Executive Team to a Win
Apr 12 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Retention Looking for Higher Coverage? 5 Things You Should Know About New Executive Underwriting Limits
Apr 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement The 401(k) Cap Problem: How a ‘Mirror’ Plan Rewards Your Best People
Apr 10 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention The 5 ‘What Ifs’ That Keep Business Owners Awake at Night
Apr 09 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Owner Benefits The Business Owner’s Guide to Buy/Sell Arrangements: Protecting Your Legacy from the “What Ifs”
Apr 08 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits, Retention Beyond the Spreadsheet: Using Emotional Intelligence to Build a Benefit Culture
Apr 07 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention, Retirement Beyond the Traditional SERP: Why the SERP-PLUS Model is the Future of Executive Retention
Apr 06 Author By Matt Schiff Categories COLI, Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits What is iCOLI? How Insurance Companies Optimize Capital with ICOLI Programs
Apr 04 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement How to Choose the Best Executive LTC Strategy: Riders vs. Standalone Coverage
Apr 03 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Life Insurance The Ultimate Guide to BOLI: Everything You Need to Succeed with Bank-Owned Life Insurance
Apr 02 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Life Insurance Are You Making These Common Buy-Sell Mistakes? (The Life Insurance Warning You Need)
Apr 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock vs. Real Equity: Which Is Better for Your Business?
Apr 01 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retirement The Business Owner’s Secret: How to Build Personal Wealth Using Corporate Dollars Tax-Efficiently
Mar 31 Author By Matt Schiff Categories 409A, Deferred Compensation, Employee Retention, Executive Benefits, Phantom Stock, Retention Executive Benefits Guide to Attracting and Retaining Key Talent
Mar 31 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement 7 Mistakes You’re Making with NQDC Plans (and How to Fix Them)
Mar 30 Author By Matt Schiff Categories Bank Owned Life Insurance, BOLI, Corporate Owned Life Insurance, Deferred Compensation 7 Mistakes You’re Making with Your COLI/BOLI Portfolio (and How to Fix Them)
Mar 28 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention SEC Rule 701 Update: What Every Private Company with $10M+ in Equity Grants Needs to Know Now
Mar 27 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Scaling Your Legacy: How Specialized Benefits Support Each Stage of Ownership
Mar 27 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Retirement 401(k) Vs. 401(k) Mirror Plan: Which Is Better for Your High-Earners in 2026?
Mar 26 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Owner Benefits, Retention Building, Growing, Exiting: A Roadmap for the Modern Business Owner
Mar 26 Author By Matt Schiff Categories Business Succession, Deferred Compensation, Executive Benefits, Phantom Stock The Ultimate Guide to Phantom Stock Plans: Everything You Need to Succeed in Business Succession
Mar 25 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retention The ROI of Retention: Why Tax-Optimized Benefits Cost the Company Less Than a Raise
Mar 25 Author By Matt Schiff Categories Deferred Compensation, Retention, Retirement Why Your Retention Strategy Must Change as Your Business Matures
Mar 24 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Owner Benefits, Retirement The Business Owner’s Journey: Planning for Every “What If” Stage
Mar 24 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retention The Perfect Plan®: How Split Dollar and REBA Create Win-Win Executive Retention
Mar 23 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits From Startup to Succession: How Your Executive Benefit Needs Evolve
Mar 23 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Why Goal-Oriented Reverse Engineering Will Change the Way You Design NQDC Plans
Mar 19 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Executive Benefits Top Hat Plan Filing: The 120-Day Deadline You Can’t Afford to Miss
Mar 18 Author By Matt Schiff Categories Deferred Compensation, Estate Planning, Life Insurance, Owner Benefits 100% Protection, 0% Tax Headache: Modernizing Your Life Insurance Buy/Sell Agreement
Mar 15 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retention 10 Reasons Your NQDC Plan Isn’t Retaining People (And How to Fix It)
Mar 12 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, Retirement Why Everyone Is Talking About Split Dollar Life Insurance (And You Should Too)
Mar 11 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Retirement Tax-Smart Exit Strategies: Using Executive Benefits to Fund Your Succession
Mar 09 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Phantom Stock, Retention Phantom Stock vs. Real Equity: Retaining Key Talent Without Dilution
Oct 20 Author By Matt Schiff Categories Uncategorized The Immediate Family (The music of a generation – ’70’s, 80’s and 90’s)
Sep 17 Author By Matt Schiff Categories Life Insurance, Long Term Care, Retirement The Perfect Plan Podcast™ Episode 12 of 2025 (#22 Overall) – A Client Case Study in planning
Aug 27 Author By Matt Schiff Categories Business Succession, Life Insurance, Lifestyle, Retirement, Trust Owned Life Insurance The Perfect Plan Podcast™ Episode 11 – Family Wealth/HNW/International Planning us Tax Smart Assets
Jul 30 Author By Matt Schiff Categories Business Succession, Employee Retention, Owner Benefits, Retirement The Perfect Plan Podcast™ – Episode 10 – RISR – What is your Business Worth?
Jul 23 Author By Matt Schiff Categories Health The Perfect Plan Podcast™ – Episode 9 – Healthcare Advocacy vs Concierge Medicine
May 13 Author By Matt Schiff Categories Life Insurance, Lifestyle The Perfect Plan™ Episode 8 – A Plan to Cover Your Loved Ones
Apr 29 Author By Matt Schiff Categories Employee Retention, Owner Benefits The Perfect Plan Podcast™ Episode 7 – Aligning Employees and the Culture of your Business with Profitability
Apr 21 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Owner Benefits, Retirement The Perfect Plan™ Podcast – Episode 6 – How would you design your Perfect Plan™
Apr 05 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Income Maximization, Life Insurance, Long Term Care, Owner Benefits, Tax Exempt Organizations, Trust Owned Life Insurance Register for The 2025 Independent Bank/Corporate (IBC) Owned Life Insurance Study Group
Mar 30 Author By Matt Schiff Categories Income Maximization, Lifestyle, Retirement The Perfect Plan Podcast™ – Episode 5 – How to Build Wealth – By Increasing Your Savings Rate
Mar 03 Author By Matt Schiff Categories Executive Benefits, Life Insurance, Long Term Care, Retirement Long Term Care “Coverage” and how best to plan for it (Insurance, Annuities, Oh My!)
Feb 26 Author By Matt Schiff Categories Deferred Compensation, Life Insurance, Owner Benefits, Retirement The Perfect Plan™ Podcast – Episode 4 – The Man behind “Bobby Bonilla Day – July 1st”
Feb 16 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Life Insurance, SEB News Episode 3 (The Perfect Plan™) – Schiff Executive Benefits (SEB) Joins The Ridgeback Group (RBG)
Feb 07 Author By Matt Schiff Categories SEB News Episode 2 (2025) – The Perfect Plan™ Podcast with Special Guest Nancy Schiff (CMO)
Jan 17 Author By Matt Schiff Categories Executive Benefits, Retirement The Perfect Plan™ Podcast 2025
Dec 03 Author By Matt Schiff Categories Business Succession, Executive Benefits, Income Maximization, Owner Benefits, Retirement End of Year Planning – The Business Owner’s Guide to Timing of Possible Deductions
Aug 26 Author By Matt Schiff Categories Business Succession, Estate Planning, Owner Benefits, Retirement The Perfect Plan™ – Episode 10 (The Business Owner’s Dilemma – Ali Nasser)
Jul 26 Author By Matt Schiff Categories Health, Life Insurance, Lifestyle Life Saving Early Cancer Detection and Healthy Lifestyle Choices with Lindsay Hanson of John Hancock
Jul 24 Author By Matt Schiff Categories Business Succession, Employee Retention, Executive Benefits, Owner Benefits, Retention, Retirement How much is your business worth?
Jul 04 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits Designing the Perfect Plan™ – How does yours look?
Jun 18 Author By Matt Schiff Categories Business Succession, Corporate Owned Life Insurance, Estate Planning, Executive Benefits, Health, Life Insurance, Owner Benefits, Trust Owned Life Insurance Underwriting – The “secret sauce” to get the best rate possible
May 29 Author By Matt Schiff Categories Business Succession, Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Estate Planning, Executive Benefits, Owner Benefits, Retirement ESOP – Employee Stock Ownership Plan – A way to Monetize your largest asset
May 08 Author By Matt Schiff Categories Estate Planning, Owner Benefits, Retirement Wealth Management – Personal Finance and the Department of Labor with Jamie Hopkins
Apr 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Owner Benefits, Retention, Retirement Employee Retention in 2024
Apr 25 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Estate Planning, Executive Benefits, Owner Benefits, Retirement, Trust Owned Life Insurance Collaborative Practice Meeting – May 15th/16th
Apr 22 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Income Maximization, Retirement How to Retire Happy – Regardless of your Age
Apr 04 Author By Matt Schiff Categories Uncategorized Save Early – What everyone should do and how it impacts you later in life
Apr 04 Author By Matt Schiff Categories SBG News Our Education Podcasts – Are Up – The Story Behind SEB
Feb 20 Author By Matt Schiff Categories Income Maximization, Life Insurance, Owner Benefits, Retirement Life Insurance as an Asset Class
Feb 08 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Life Insurance Register for The Independent Bank/Corporate (IBC) Owned Life Insurance Study Group
Jan 10 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, ESOP - Employee Stock Ownership Plan, Executive Benefits, Owner Benefits Latest Trends in Executive Benefits – The SEB December 2023 Newsletter
Jun 20 Author By Matt Schiff Categories Uncategorized Study Group Announcement – New Orleans – Nov 5-7th, 2023
Feb 15 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Retention Ready for the Great Talent Resignation?
Oct 22 Author By Matt Schiff Categories Estate Planning, Owner Benefits Estate Planning iDEAS for 2021 and Beyond
Oct 29 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance, Phantom Stock, Retirement Sample Phantom Stock Plan
Jul 30 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Retirement, Uncategorized Covid, 401K’s and Cash Flow
Jan 15 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Income Maximization, Uncategorized The “perfect” plan
Dec 18 Author By Matt Schiff Categories Executive Benefits, Life Insurance, Owner Benefits Buy/Sell Insurance – How to do it for the least out of pocket
Dec 16 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Uncategorized Why you should have Long Term Care Insurance
Dec 16 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits, Retention Retain your Key People with “Ownership” Like Benefits
Nov 11 Author By Matt Schiff Categories 457(f), Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Uncategorized NQDC (409A) – Deferred Compensation – A Short Overview – You Tube
May 01 Author By Matt Schiff Categories 457(f), Deferred Compensation, Employee Retention, Executive Benefits, Tax Exempt Organizations, Uncategorized IRS Guidance Regarding the Section 4960 Excise Tax Is (Somewhat) Helpful
Dec 05 Author By Matt Schiff Categories Executive Benefits, SBG News Matthew E. Schiff, CLU, ChFC Named to American College Alumni Board of Directors
Feb 27 Author By Matt Schiff Categories Deferred Compensation, Executive Benefits, Uncategorized MDRT Audio Presentation from the 2017 Annual Meeting
Aug 14 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits 2017 Million Dollar Round Table Annual Meeting Pictures
Jul 30 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Phantom Stock Phantom Stock Plans
Jun 12 Author By Matt Schiff Categories Employee Retention, ESOP - Employee Stock Ownership Plan, Owner Benefits Employee Stock Ownership Plan – ESOP Overview
Jun 19 Author By Matt Schiff Categories Deferred Compensation, Employee Retention PLANSPONSOR.com – Use of NQDC Plans At AllTime High
Apr 19 Author By Matt Schiff Categories Deferred Compensation, Employee Retention, Executive Benefits myNQDC.com Latest Updates – April 2012
Sep 07 Author By Matt Schiff Categories Bank Owned Life Insurance, Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Executive Benefits, Life Insurance Death, Taxes, and Relationships
Sep 07 Author By Matt Schiff Categories Corporate Owned Life Insurance, Executive Benefits, Income Maximization, Life Insurance, Retirement, Trust Owned Life Insurance The Future of Life Insurance
Jul 12 Author By Matt Schiff Categories Uncategorized The Future Impact of ObamaCare on companies and their employees !?!
May 21 Author By Matt Schiff Categories 457(f), Deferred Compensation AALU Washington Report Bulletin 11-46 – PLR 201117001
Aug 17 Author By Matt Schiff Categories Executive Benefits, Retirement Executive Benefits Client Questions
Aug 17 Author By Matt Schiff Categories Executive Benefits, Retention, Retirement Executive Benefits Plan Design Questionnaire
Aug 17 Author By Matt Schiff Categories Corporate Owned Life Insurance, Deferred Compensation, Employee Retention, Retirement Overcoming Retirement Plan Contribution Limitations in Mid Sized Corporations (A Sample Case)
Aug 17 Author By Matt Schiff Categories Employee Retention, Executive Benefits, Retention, Retirement Attraction and Retention of the Key Employee
