Are you a business owner? Key Executive in your company? Or maybe a decision maker trying to keep your best people? Well we can help.
Our discussions start with your goals in mind. What are you trying to accomplish? How would you like it to look? And how should the benefit “feel” to the employee?
We know the technical sides of implementing plans that are corporate or bank funded and our staff and consultants have almost 100 years of combined experience.
Let us show you and your company how to attract, retain and reward those that are key to building your business at a fraction of the cost of what you think it might be. Our programs can provide ownership feel to non-owners, protection to their family, and income when it is needed most, in retirement. We work with all carriers for the best solutions, while using some of the best and strongest financial services firms to customize these programs. Your program can be as unique as your company.
“Creating The Perfect Plan”
P.S. Oh by the way, we sell life insurance….
Retirement Made Simple:
Want to make retirement simple? Then talk to us about the following:
- A Fixed Dollar Amount Set Aside
- For a Fixed Period of Time
- Growing at a Fixed Rate of Return
- Generating a Fixed Cash Flow
- For a Pre-Defined Fixed Period of Time
This can be done at the employer and employee level. For more information click here.
Our team is made up up Deferred Compensation Consultants who help design, implement and provide ongoing administration for discriminatory, and discretionary benefit programs for key employees.
We are specialist at implement 409A compliant plans that may or may not use Corporate or Bank Owned Life Insurance(COLI/BOLI) . Our proprietary modeling can help an employer understand how to structure a program that is unique in design to your company, but based upon thousands of previously implement plans.
We’ll help you analyze how to set it up in the best manner, and then analyze how it should be funded. During this process, we’ll explain the benefits, the accounting, the finance, and the investment types available. If done right, we can even help the business owner grow and transition to the next generation at little to no cost to the company over the life of the employee.
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Designed to Comply with all Government Regulations:
In conjunction with our recommended Third Party Administrative platform partners, we help our clients maintain compliance in this ever increasingly difficult regulatory environment. Customized benefit programs designed to comply with corporate and bank owned life insurance regulations IRC 101(j) as well as being designed to comply with deferred compensation regulations IRC 409A.
We won’t replace your advisor, we’ll work with them.
Our integrated approach that includes all of the client’s advisors:
Insurance Agent and/or,
assists the client in achieving their goals from the beginning. Each plan is designed based upon the employer’s/employees’ needs with an emphasis on full cost recovery of the employer’s executive benefit programs.