https://youtu.be/jB6EGQzLF-Y
In the 22nd Episode of The Perfect Plan Podcast™ we have Dr. Joseph Feuerstein, a specialist in integrative medicine, on to talk about both medicine and what his Perfect Plan™ looks like. He specifically discusses Cannabis and the Cannabinoid System, the proper use of Marijuana as a treatment, and alternative medicine in general, while also explaining that even as a doctor, there are financial challenges with retirement assets and insurance when changing jobs.
From a planning view, Dr. Feuerstein explains that you should maximize your 401K because the company "matches" your contributions most of the time, and that if you don't, you are leaving "free money" on the table. And after you vest in those funds, if you move jobs, you now have a choice of leaving it in your old employer, or move it... but to where?
Lastly we discuss protection for the executive/doctor and why it is important to put this in place early.
Enjoy this episode as you understand the personal side of the planning process and think about your situation. We're here to help.
https://youtu.be/AL7y2y9KpVY
Are you a business owner who is a family man/woman and worried about how to protect yourself from all things financial? Well, in this episode, our guest Jay Judas shares his years of experience working with Business Owners, Life Insurance Carriers, and High Net Worth Families and some of the things that you should know about such as Offshore Assets, International Travel, Living Abroad, and the strategies to enjoy that lifestyle.
In this episode of The Perfect Plan Podcast™ we have Steve Dark and Joe Sparacio share the basics behind financial planning, and Life Insurance. They share stories on how much Life Insurance do you really need, as well as how and when to set up accounts that protect your family.
This is the episode you want to hear on how to plan for all of your family's "what if's", with money that you would've normally just spent.
If you are a business owner or decision making executive, how would you want to design The Perfect Plan™ to retain and reward your employees? A 401K is terrific for basic retirement savings, but there are limitations to how much you can put in, and it must be given to everyone on a proportional basis.
In this episode, we discuss the decision making process, how you can get the perfect timing of your deductions, and include the people and benefits that are needed most, in the most tax efficient manner. No two companies are alike, and neither should your plans be.
Come and listen to this podcast as we lay it out for you.
https://youtu.be/jKzJWj8SbRQ
Are you a fan of Arli$$ the TV Show? Do you remember what the premise was? It was about a glitzy sports agent played by Robert Wuhl who is in the big-money world of professional sports and entertainment, playing the eternally optimistic and endlessly resourceful L.A. sports agent Arliss Michaels, whose Achilles' heel is his inability to say "no" to clients and employees.
In this episode, we have the pleasure of sitting down with the man that the show was based off of, Dennis Gilbert of Paradigm Gilbert (a Higgenbothom Partner), as he goes into how Bobby Bonilla came about, what it was like to get started in the insurance industry, his stint in baseball and how he brought his passion for the game together with the financial services world.
https://youtu.be/iz5oKmVcRns?si=zvo-o7hNFcsTGAnK
This week we get to hear from Dan Murphy and Eric Eklund of The Ridgeback Group as they share the synergy of SEB and RBG coming together. Over fifty years of familial relationships are in this episode. The history, the friendship, and the future of this partnership as part of Ridgeback's "Network of Networks".
You've heard the saying, "Buy Term and invest the difference, right?" Well, in this clip, Tom Hegna explains the BASICS about Whole Life Insurance. When combined with other tax strategies, as well as a Long Term Care Rider which is now a "standard" rider that EVERYONE should add to your policy (if old enough), it becomes an Asset that you can use your WHOLE LIFE.
If you are in your 20's, the concept is compounding. A life insurance policy purchased when young, can do the following:
- Tax Deferred Growth of your money
- Lifetime Insurance Protection
- Guaranteed ability to purchase MORE every few years (without a medical exam)
- Provide a Long Term Care Benefit
- Placed in a trust for "special needs" care of an individual
- Used as a Buy/Sell in the future
- Buy a house and use the cash as a down payment (with repayment to yourself)
- Depending on the product, may also have guaranteed lifetime income (depending on carrier).
Recently the Today Show did a piece on purchasing life insurance and having a will. In this video they explain the Why, How, Costs, Types of Coverage, and who you can buy Life Insurance from.
Writing a will and buying life insurance: What you need to know (today.com)
Did you know that only 31% of people feel like they understand life insurance? Why not get educated and click on our link to the Today Show's clip to learn more. Then, come back and we can help.