When was the last time that you took a life insurance exam? Well, since COVID, things have changed.
If you are applying for less than $3M of Life Insurance Coverage and are under the age of 60 and in good health, you probably will be issued your policy within minutes. But what if you have have borderline diabetes, high blood pressure, a family history of cancer, or worse, have had an illness within the last 6-24 months?
All is not lost. In this video our head of underwriting, Dennis Bartos – from AgencyOne, discusses how to prepare for your exam, what conditions we should apply “informally” before submitting a full application, as well as how to prepare for your exam.
Underwriting – an art form, not a blunt instrument and you can improve your chances for a good offer.