Today we had Lindsay Hanson, Chief Marketing Officer, John Hancock & Global Head of Behavioral Insurance (Platinum Vitality Member), on to discuss how an insurance company is helping to change people's LONGEVITY with their Vitality Program. She discusses the features, its benefits, how it is saving clients money, and helping them detect cancer at the earliest stage. And by catching cancer at stage 1 or 2, survivability rates can be as high as 89%.





John Hancock's Vitality program is a wellness program that's included with all John Hancock life insurance policies. It's based on science and technology, and rewards healthy habits that focus on nutrition, physical fitness, and mental well-being. The program recognizes that small daily decisions can have a big impact on both physical and financial well-being.









There are two versions of the program, Vitality GO and Vitality PLUS, to choose from, depending on individual goals and interests. Participants can earn Vitality Points by logging healthy activities through the Vitality app or website, and these points add up to a Vitality Status. The higher the status, the greater the rewards. 

Rewards and discounts can include: 







  • Apple Watch Series 3 

  • Complimentary Fitbit device 

  • Wearable device discounts 

  • HealthyFood benefit 

  • Cruise rewards 

  • Half-price hotel stays 

  • Free health check 

  • Healthy gear discounts

  • Shopping and entertainment discounts 


With Vitality PLUS, participants can save up to 25% on their life insurance premium. The program also includes a Healthy Engagement rider that determines the total premium based on the insured's achieved status and as part of the program, the Grail Test by Galleri, is provided at NO COST (a $995 value).




P.S. For clients who wishes to get the Grail Test at a discount, please email us at info@schiffbenefits.com with the headline "Grail Test" and we will send you a discount code.