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March 30, 2025

The Perfect Plan Podcast™ – Episode 5 – How to Build Wealth – By Increasing Your Savings Rate

The National Savings Average in the United States is currently 4.6% as of January 2025, up from 3.5% in December 2024 according to the The Bureau of Economic Analysis (BEA). That said, to truly build “wealth”, it is estimated that you should be saving about 20% per year of your take home pay.  This is a combination of both pre-tax and after tax strategies based upon your economic status (Please consult your tax adviser on how best to maximize your tax savings).

In this episode we bring David Mozeika, a lifelong financial advisor who started right our of college helping his clients build wealth, on to talk about the psychology of saving first, then spending. His software program called Currence, is changing the way people save.  So much so, that his users are saving almost SIX TIMES the national average.

Take a few minutes and check out his stuff. And if you want to load the program for yourself, please use this form to register.

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