What are your options to Keeping your Best Talent Happy?

Are you a business owner?  Key Executive in your company? Or maybe a decision maker trying to keep your best people?   Well, we can help.

Schiff Benefits is a consulting company that focuses on the goal, and then reverse engineers your solution.  We start with your goals in mind, the benefit structure, and then make sure that the “feel” of the plan matches the culture and intent.

Our staff and network of advisors know the technical sides of implementing plans in the corporate or bank environment. The main principals have almost 100 years of combined experience in the executive benefits space.

Let us show you and your company how to attract, retain and reward those that are key to building your business at a fraction of the cost of what you think it might be.

Our programs can provide:

  • Ownership Feel to Non-Owners
  • Protection to employee families, and
  • Income when it is needed most (in retirement).

We can work as your broker with any carrier for the best solutions, while using some of the best and strongest financial services firms to customize these programs on your behalf.   Your program can be as unique as you and your company.

“Creating The Perfect Plan”

P.S. Oh by the way, we sell life insurance….

Retirement Made Simple:

Want to make retirement simple?  Then talk to us about the following:

  • A Fixed Dollar Amount Set Aside
  • For a Fixed Period of Time
  • Growing at a Fixed Rate of Return
  • Generating a Fixed Cash Flow
  • For a Pre-Defined Fixed Period of Time

This can be done at the employer and employee level.  For more information click here.

  • 409A/NQDC Plans
    • 401K Mirror (Employee Funded)
    • 401K Mirror (Employer Funded)
    • Phantom Stock
    • Traditional DB SERP
  • Split Dollar Programs
    • Collateral Assignment
    • Endorsement
    • Restricted Executive Bonus
  • Life Insurance
    • Buy/Sell Agreements
    • Estate Planning
    • Long Term Care Coverage (through a rider)

Check out our YouTube Page for additional videos or click on the link above for more articles.

Designed to Comply with all Government Regulations:

In conjunction with our recommended Third Party Administrative platform partners, we help our clients maintain compliance in this ever increasingly difficult regulatory environment. Customized benefit programs designed to comply with corporate and bank owned life insurance regulations IRC 101(j) as well as being designed to comply with deferred compensation regulations IRC 409A.

We won’t replace your advisor, we’ll work with them.

Our integrated approach that includes all of the client’s advisors:
Insurance Agent and/or,
Financial Advisor

assists the client in achieving their goals from the beginning.  Each plan is designed based upon the employer’s/employees’ needs with an emphasis on full cost recovery of the employer’s executive benefit programs.