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		<title>Schiff Executive Benefits</title>
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			<title>The Right Tool for the Right Job: BOLI for Banks, COLI for Corporations</title>
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			<title>COLI FAQs: Everything Business Owners Need to Know About Corporate Owned Life Insurance</title>
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			<title>Split Dollar Architecture: SOX, 409A, and the Strategic Loan</title>
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			<title>BOLI: Bank Owned Life Insurance Explained</title>
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			<title>Phantom Stock: Technical Deep Dive into 409A and COLI Funding</title>
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			<title>Ownership Without Dilution: The Phantom Stock Playbook</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:46 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/nqdc-plans-explained-in-under-3-minutes-2/]]></guid>
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			<title>NQDC Plans Explained in Under 3 Minutes</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:45 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/the-401k-mirror-plan-employer-funded-nonqualified-deferred-compensation-done-right/]]></guid>
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			<title>The 401(k) Mirror Plan: Employer-Funded Nonqualified Deferred Compensation Done Right</title>
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			<title>The Immediate Paycheck: 3 Steps to Turn Your 401(k) and NQDC into Guaranteed Income Tomorrow</title>
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			<guid><![CDATA[https://schiffbenefits.com/phantom-stock-how-to-give-non-owners-an-ownership-feel-without-giving-away-the-keys/]]></guid>
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			<title>Phantom Stock: How to Give Non-Owners an Ownership Feel (Without Giving Away the Keys)</title>
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			<guid><![CDATA[https://schiffbenefits.com/strategic-discipline-why-nqdcs-are-indispensable-in-2026/]]></guid>
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			<title>Strategic Discipline: Why NQDCs are Indispensable in 2026</title>
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			<guid><![CDATA[https://schiffbenefits.com/beyond-benchmarking-the-strategic-path-to-boli-optimization/]]></guid>
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			<title>Beyond Benchmarking: The Strategic Path to BOLI Optimization</title>
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			<guid><![CDATA[https://schiffbenefits.com/boli-benchmarks-does-your-bank-have-an-optimized-strategy/]]></guid>
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			<title>BOLI Benchmarks: Does Your Bank Have an Optimized Strategy?</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:19 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/serp-coli-the-math-behind-100-cost-recovery-for-executive-benefits/]]></guid>
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			<title>SERP + COLI: The Math Behind 100% Cost Recovery for Executive Benefits</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:18 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/the-perfect-plan-why-reverse-engineering-is-the-key-to-executive-retention/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/the-perfect-plan-why-reverse-engineering-is-the-key-to-executive-retention/]]></link>
			<title>The Perfect Plan®: Why &#8216;Reverse Engineering&#8217; is the Key to Executive Retention</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:16 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/the-serp-strategy-bridging-the-executive-retirement-gap/]]></guid>
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			<title>The SERP Strategy: Bridging the Executive Retirement Gap</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:13 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/beyond-the-cap-why-your-top-talent-needs-a-401k-mirror-plan/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/beyond-the-cap-why-your-top-talent-needs-a-401k-mirror-plan/]]></link>
			<title>Beyond the Cap: Why Your Top Talent Needs a 401(k) Mirror Plan</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:10 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/phantom-stock-the-technical-architecture-of-executive-retention/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/phantom-stock-the-technical-architecture-of-executive-retention/]]></link>
			<title>Phantom Stock: The Technical Architecture of Executive Retention</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:08 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/is-your-bank-above-or-below-the-boli-average-2/]]></guid>
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			<title>Is Your Bank Above or Below the BOLI Average?</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:53:04 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/why-everyone-is-talking-about-nqdc-participation-and-why-your-key-talent-should-too-2/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/why-everyone-is-talking-about-nqdc-participation-and-why-your-key-talent-should-too-2/]]></link>
			<title>Why Everyone Is Talking About NQDC Participation (And Why Your Key Talent Should Too)</title>
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			<guid><![CDATA[https://schiffbenefits.com/ownership-feel-without-giving-up-equity-the-power-of-phantom-stock-2/]]></guid>
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			<title>Ownership Feel Without Giving Up Equity: The Power of Phantom Stock</title>
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			<guid><![CDATA[https://schiffbenefits.com/the-friday-wrap-boli-compliance-and-the-power-of-the-401k-mirror/]]></guid>
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			<title>The Friday Wrap: BOLI Compliance and the Power of the 401(k) Mirror</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:57 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/7-boli-compliance-mistakes-your-board-is-making-and-how-to-fix-them/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/7-boli-compliance-mistakes-your-board-is-making-and-how-to-fix-them/]]></link>
			<title>7 BOLI Compliance Mistakes Your Board Is Making (And How to Fix Them)</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:54 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/the-ultimate-guide-to-serp-how-to-reward-talent-and-recover-100-of-the-cost/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/the-ultimate-guide-to-serp-how-to-reward-talent-and-recover-100-of-the-cost/]]></link>
			<title>The Ultimate Guide to SERP: How to Reward Talent and Recover 100% of the Cost</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:52 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/7-mistakes-youre-making-with-executive-retention-and-how-reba-can-fix-them/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/7-mistakes-youre-making-with-executive-retention-and-how-reba-can-fix-them/]]></link>
			<title>7 Mistakes You’re Making with Executive Retention (and How REBA Can Fix Them)</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:50 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/serp-vs-nqdc-which-is-right-for-your-key-talent/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/serp-vs-nqdc-which-is-right-for-your-key-talent/]]></link>
			<title>SERP vs. NQDC: Which is Right for Your Key Talent?</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:47 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/the-mirror-plan-turning-401k-limits-into-golden-handcuffs/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/the-mirror-plan-turning-401k-limits-into-golden-handcuffs/]]></link>
			<title>The Mirror Plan: Turning 401(k) Limits into Golden Handcuffs</title>
			<pubDate><![CDATA[Tue, 30 Jun 2026 17:52:45 +0000]]></pubDate>
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			<guid><![CDATA[https://schiffbenefits.com/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/]]></link>
			<title>Welcome to Schiff Executive Benefits</title>
			<pubDate><![CDATA[Sat, 27 Jun 2026 15:42:59 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://schiffbenefits.com/executive-retention-benefit-security-analysis-burkenroad-report-insights-part-1/]]></guid>
			<link><![CDATA[https://schiffbenefits.com/executive-retention-benefit-security-analysis-burkenroad-report-insights-part-1/]]></link>
			<title>Executive Retention &#038; Benefit Security Analysis: Burkenroad Report Insights (Part 1)</title>
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			<guid><![CDATA[https://schiffbenefits.com/the-2008-plan-trap-why-409a-compliance-still-haunts-executive-benefits/]]></guid>
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			<title>The 2008 Plan Trap: Why 409A Compliance Still Haunts Executive Benefits</title>
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			<title>The Business Owner&#8217;s Guide to Buy/Sell Arrangements: Protecting Your Legacy from the &#8220;What Ifs&#8221;</title>
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			<title>Beyond the Traditional SERP: Why the SERP-PLUS Model is the Future of Executive Retention</title>
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			<link><![CDATA[https://schiffbenefits.com/blog-large-image/]]></link>
			<title>Blog Large Image</title>
			<pubDate><![CDATA[Fri, 03 Aug 2018 07:00:18 +0000]]></pubDate>
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